Do they teach people to pay themselves first when it comes to savings any more. Lots of people on Hive and Steem, that never pay themselves first by leaving the 50% powered up Hive powered up, they want to take it all so they power down on a regular basis.
The compounding of Hive being powered up should show people that compounding works, but I don't think many see it that way, just like given an opportunity to take their retirement penalty free now in middle age will leave them at the mercy of the government at retirement age. They will no longer control their own life, and possibly end up working til they die and wonder why.
Doesn't seem to be the norm anymore.
The compounding works in more than just curation and interest too. There is also the compounding of social capital, where people are often more supportive of those powering up, than down.
Guilty on that last count. If an individual wants to continue to receive support they need to show some support to others, and also to themselves. Leave the auto powered up stuff powered up, sell the rest, but people need to learn to help themselves by helping others.