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I prefer HBD since it is a lot easier to save. Sometimes I get the itch to swap Hive so I can spend proceeds on Splinterlands assets, so it is easier to set and forget the stack of HBD!

It is indeed! I am a big fan of HBD, it is true. Cheers from Me, to You!

@ausbitbank What happens when HBD reaches 30%? How will the supply be constrained beyond 30%? I noticed that PeakD's HIVE->HBD conversion requests are denied right now.

At 30%+ the hbd conversions will start being processed with a price haircut effectively depegging hbd. Peakd is smart to deny them already imo. There are no other constraints built-in afaik but I assume more witnesses will continue to lower hbd interest rate votes too.