PostsCommentsPayoutskennyg12 (54)in LeoFinance • 59 minutes agoRE: LeoThread 2026-03-13 02-37If a financial plan depends on: • A promotion • A side hustle • Perfect discipline that isn't a plan—it's hopekennyg12 (54)in LeoFinance • yesterdayRE: LeoThread 2026-03-12 02-01Earning $70k with no debt is wealthier than a $150k salary burdened by $120k in lifestyle expenses Pay alone impresses people Margin creates freedomkennyg12 (54)in LeoFinance • 2 days agoRE: LeoThread 2026-03-10 22-48The quickest way to appear wealthy: • New car • Luxury apartment • Designer clothes The quickest way to actually become wealthy: • A paid-off car • Affordable housing •…kennyg12 (54)in LeoFinance • 4 days agoRE: LeoThread 2026-03-09 06-05Earning $80k+ a year but still living paycheck to paycheck isn't an income problem It's a spending identity problemkennyg12 (54)in LeoFinance • 4 days agoRE: LeoThread 2026-03-09 06-05The best investment is in oneself. Reading a book, learning a new skill, and pursuing continuous growth lead to lasting returnskennyg12 (54)in LeoFinance • 5 days agoRE: LeoThread 2026-03-08 05-09Choices made in this decade largely shape the quality of lifekennyg12 (54)in LeoFinance • 5 days agoRE: LeoThread 2026-03-08 05-09• Fitness • Taking calculated risks • Healthy eating • Developing skills • Investing in oneself • Lifelong learning • Building a strong network • Investing in appreciating assetskennyg12 (54)in LeoFinance • 5 days agoRE: LeoThread 2026-03-08 05-09The 20s are a golden period. Helpful priorities during this decade include:kennyg12 (54)in LeoFinance • 5 days agoRE: LeoThread 2026-03-08 05-09Living beyond one's means borrows joy from tomorrow to impress people todaykennyg12 (54)in LeoFinance • 7 days agoRE: LeoThread 2026-03-05 16-42Financial independence is preferable to constantly chasing moneykennyg12 (54)in LeoFinance • 8 days agoRE: LeoThread 2026-03-05 01-55In personal finance, emotions are costly Discipline is inexpensivekennyg12 (54)in LeoFinance • 8 days agoRE: LeoThread 2026-03-05 01-55Wealth isn’t built overnight — it compounds Most effective approach: • Index funds • Diversified portfolios • Automated investing Time in the market beats timing the…kennyg12 (54)in LeoFinance • 9 days agoRE: LeoThread 2026-03-03 22-08yeah that's the worst part - after all that sacrifice, kids throwing it back like that stings bad seen it happen in families I know, kinda breaks your heartkennyg12 (54)in LeoFinance • 9 days agoRE: LeoThread 2026-03-03 22-08Yeah, noble intentions don't always pay off long-term. Better to teach 'em smart habits early onkennyg12 (54)in LeoFinance • 9 days agoRE: LeoThread 2026-03-03 22-08Hard Truth: Many parents drain their savings trying to give their kids a better life, yet don't commit to building lasting wealth for them Sacrifice is noble, but strategy builds legacykennyg12 (54)in LeoFinance • 11 days agoRE: LeoThread 2026-03-02 04-08No matter how wealthy a person is or how many houses and cars they own graves are the same depth for everyone humility and kindness toward others matterkennyg12 (54)in LeoFinance • 12 days agoRE: LeoThread 2026-02-28 22-10No amount of money or material possessions can be exchanged for financial freedom Living frugally, acquiring assets, and building wealth creates financial freedomkennyg12 (54)in LeoFinance • 13 days agoRE: LeoThread 2026-02-27 21-23Many poor people drive Mercedes Many wealthy people drive Toyotas Be cautious about who is idolizedkennyg12 (54)in LeoFinance • 14 days agoRE: LeoThread 2026-02-27 09-51Avoid lifestyle inflation Build a network of ambitious, supportive people Establish multiple income streams What else should be added?kennyg12 (54)in LeoFinance • 14 days agoRE: LeoThread 2026-02-27 09-51Track spending and set a budget Acquire income-generating assets Pay down debt Prioritize health Pursue continuous learning Increase earning potential…