I can understand the ease and dangers of assuming debt. Some debts are necessary in life. It's wonderful that you have friends willing to loan you in a time of need. The kind of friends that we would do our best not to disappoint. I can imagine the difficulty in borrowing cash in a poor economy.
I've got through a personal reset of my life by being financially responsible because my trajectory forecasting me into serious debt I will not be able to get out of. That was many years ago. Thanks for sharing @zhanavic69
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