I heard about Bitcoin when it was an infant. I never understood how monetary value could be "made up" out of thin air. It's really the only reason why I didn't grab all I could when people where giving it away. SIGH I still don't understand it BUT never once in all this time have I ever thought it was a scam or a scheme. It was simply a mystery that I wasn't ready to tackle. Boy, do I regret that!
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Many of us had the opportunity to get in early but we were too skeptical, yet here we are using Steemit. There is hope for those of us who are boneheaded.