for some...
but for those who are realizing that they've made some very poor choices along the way - living for the moment, instead of for the future - they are taking strong moves to get out of debt and start saving 4-6 months of savings.
i can say that was our journey for a while and we are well on the way to reversing some bad choices early on :)
recognizing limitations in a culture that promotes spending takes strength.
yeah - and wisdom and experience!!!
but we are trying to apply that and this year will show the end of a very long journey - and a huge success on that front :)
Always feels great to have that win and to see that control can be gained.
I had one client who felt so good the first time they bought a large ticket item with cash they had saved they were going to try to live without any credit.
It took me a while to convince them, they need the credit rating in this world. That doesn't mean they have to use the credit.
Exactly!!! Save and buy!! It's a great way to really see if you're living within your means!!!