Yes, it's an unbelievable amount. I'm also delegating some of my hive to get a return on it. Although funds are limited at the moment and I don't intend to put any hard cash into hive as it's too much of a risk for me.
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I have not put any fiat (cash) into Hive because I have not had any spare 🤣
Delegating Hive is a good thing, it is not much of a return but better than nothing.
So saving gives a better return.
We delegate HP which is different to the HBD we are saving, so I like to think of as two different things.