It took me several hours to work my way through all the steps outlined above
Quicker next time, but still seems like far to much effort!
Nice write up though, if I have a day free at some point I might give it a shot :)
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Actually, the second time I did this took a lot longer than the first time, because of some glitch in the protocol that prevented me from taking out a loan. After a day or so, the glitch wasn't there anymore.
If you have some spare BTC lying around you should certainly give it a try. Ity almost feels like playing to acquire some HIVE in this way.