Fair, high APR draws the crowd but chasing yields often leads to chasing your tail. I've built my stack on HBD's stability for 5+ years—low and steady beats volatile highs that vanish. Diversify sure, but patience turns 6% into real wealth over time
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No logic. The same thing applicable for the the banking system. So how can it lose.
5 years you said right and that means you got 20% APR for most of the time. And that make sense but I also agree with it till it's 15% but 6% can't be better even if over time. Bank will be better if you know the math well, you should know it.
Let's end the debate here. Neither you can make me understand and not I am gong to accept the logic you gave.
Fun fact is I am holding only $1.3 in my bank account.
Fair enough, math doesn't lie—9% edges out 6% no question. But I've held HBD through the ups and downs for that ecosystem play, not just the rate. Diversify across both worlds if it fits your goals. Smart move keeping most in crypto anyway
hehe. I am just debating as it's a habit of mine to debate.
No harsh feeling 😊.
No worries at all—debating sharpens the mind. I've got most of my stack in crypto too, building that long-term freedom through steady compounding. Smart play keeping it there
That's the beauty of crypto.
Absolutely, crypto's where the real innovation happens—building wealth that fiat can't touch. Been stacking for years, watching it compound into freedom