centralization might facilitate decision making, but it also makes the problem worse and knows it is the problem. And my analogy here is the Fed, they're always, I talked to a lot of members of the Fed, they're always patting themselves on the back about saving the world after 2008. I was like, yeah, but you lit the fire. You're like a fire department. You're an arsonist with a fire truck. You light the fire and then you show up in your fire truck and you want pats on the back for being first responders. I was like, what about the fact that you're the arsonist? And so the centralization that you talked about is actually the problem. And so I couldn't agree more. So decentralization is the answer. Again, very simple. I use metaphors, but it's important for the listeners to understand that the metaphors are not just metaphors. They are, it's the same mathematics, the same complex dynamic systems. And I would look at the avalanches. I call the snowflake in the avalanche. So you're in the (83/98)
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