steem was a beehive and Justin Sun and his patsies are like wasps that came to eat up the hard work of all the bees. The bees moved to a new hive, and now the wasps over at the old beehive are stinging each other and trying to eat up all the honey. Silly analogy, but it fits.
Also, what you're talking about finance and reputation being tied together is what some call a social credit score.
In an economy that is based a great deal more on social, digital activity, that is exactly what it is.
Of course, in the financial world it already exists. There individual credit scores, business rating, and an assortment of other metrics used to judge the "worthiness" of an individual or entity.
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