Please note, Hive is not your personal bank. Hive is to use not to abuse. It's a great platform, which, handled right, can change your life, but not the way you do it.
We all have problems, financial difficulties, but that's not license to abuse. You've been advised about what not to do. It's your decision.
Yes definitely. I understand and just like they say knowledge is powerful and that's why I am taking the advice into actions. @erikah