Savings: An Important Aspect In Seeking For A Viable Job Opportunity

in LeoFinance13 days ago

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The Issue With Unemployment

The situation of unemployment brings to light so many aspects of clarification that one must never ignore, especially with their personal finance. In the society where I live, so many people do not analyze an employment opportunity before eventually taking them, and why is this? The need to feed, the need to take care of rent, the need to clothe and the so many other primary needs that's necessary for thriving.

Evaluation of a problem is very important especially in the aspect of looking for a job, choosing to be self-employed or working for someone. For example, a man with a nuclear family of six would find it rather difficult to be an entrepreneur, this is because entrepreneurship would require time and money plus other resources to grow a business, however a single person would find it easier to be a start-up.


Exploited Job Seekers

This is because they're concerned for only their needs, and they can make plans for them without having to hamper the growth of their business. Being an entrepreneur requires a dogged commitment to the growth of a business so much that it might affect the other aspects of a person trying to grow that business. In my society, people take on jobs owned by Chinese investors due to the fact that the salaries feels and seem lucrative and secondly because it's standing as the only viable option.

However, 50% of people I know hardly finish up to 30 to 31 days that requires them to be paid, halfway, they're mostly caught up with serious health issues, the stress of working in inhumane conditions and having to adjust to the harsh working conditions of the Chinese supervisors, so why then do people still choose to work when they know there's a possibility of stopping halfway?

It's simple; the need to take care of numerous wants. This need often makes it difficult for people to be reasonable. They think of the moment, they want instant gratification hence they forget the prospective impact of their choices and the repercussions that follows. The promise of sweet rewards is a bait which the Chinese uses to control the unemployed in many Nigerian states. They use these baits to attract people, but refuses to mention the unbearable condition which they'll be exposing these workers to.

At the end of the day, unemployment makes people see the reward, and it blinds them to the effort they're going to be putting in. It's logical, one's health condition should also determine the kind of job they'll be doing. This is because the more a person can stay healthy, the possibility of them working. I've worked in a place where, your salary is deducted on sick leave and even when you fall ill on the job, your salary takes the hit for your medication. At the end of the day one's quality of existence is reduced while accruing serious health issues as they age.


The Essence Of Savings

This is where the essence of saving eventually comes in. A lot of people would argue that their income isn't enough to allow them to save, but saving is not generally about what one earns. It's dependent on financial discipline rather than buoyancy. One can earn a lot but find it difficult to save, but this might generally be different from people who earn just enough but set aside some particular percentage for future usage and emergencies.

Truth is, saving is broader than we actually think. The act of saving is what eventually accrues us savings and savings can help to plan the future, prepare one for emergencies, unplanned miscellaneous expenses and even gives one a feeling. Having savings makes people feel less reason to panic, they can take on more risks, which might or might not lead to further reward.


The Need To Feed

One thing is, one can be unemployed, but financially stable to some extent, it depends on their previous economic endeavors with their former means of income. It's important to have savings. This makes one very selective with whatever job opportunity they're considering. There's no sense of haste or a need to take up a job for the short term or period.

Haste is why a lot of people are in the wrong job, they're not totally considerate of other factors which could make that job difficult for them. My point is, people shouldn't look for jobs because their most important need is to feed because this makes it easier for them to be taken advantage of and exploited as well. In essence, it's important to save, one important aspect is that it gives you leverage against prospective exploitative employers.



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My name is @Josediccus, a young Nigerian entrepreneur who is a Vlogger, A Psychologist, Poet, Sports Writer/Analyst & Personal Finance Coach. I'm using my contents as a process to create shared meaning as well as create expressions through which people on/off hive can relate. I believe content is a process to be enjoyed and relished and I'm up for any collaborations in my field stated above. Cheers


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Well...I think the job culture has been changing lately. The pandemic really made people rethink about whether or not their job was secure enough because employers will have zero qualms about cutting you off. No matter how long you worked and how much great work you did for the company.

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That fear of knowing that one's job can be cut off anytime is the real reason why people should seek for alternative when it comes to their means of livelihood. It's a dilemmic situation in Nigeria

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It's rather sad to see the rate at which unemployment lingers on our country. It get's really hard that there's no choice but to take up odd jobs around us.

A fellow colleague of was working part time as a pos attendant so she could gather enough money to pay her fees recently got arrested because she ended up getting duped off #50,000. It happened that a group of guys used the fake transfer and got her to give them cash. She wasn't too experienced and fell for it. Now the boss is asking her to pay back.

It's quite painful to see the harsh conditions we're made to work in because obviously there's no choice. When hunger trouble you no body go force you to go work.

Saving isn't easy and takes a lot of discipline. Sometimes unexpected needs just come in and you're forced to spend part of your savings, slowly and slowly till you spend it all. But surely, it really is the best option.

Thank you for sharing this article 😌

It's quite painful to see the harsh conditions we're made to work in because obviously there's no choice. When hunger trouble you no body go force you to go work.

Stunning comment; it's a typical example of how people are taken advantage of, simply because they want to work. Normally she shouldn't be subjected to that condition but because of the fact that she needed to work and earn, it ended up happening like that. It's such a pity what we're meant to pass through as Nigerians in an unfavorable economy.

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True bro..it all balls now to the state of things in this country we're in.

Thanks for the reply!! ❤️❤️

Since I started working, I have almost fallen sick more than three times.
The stress and lack of understanding in jobs are crazy, I get to work 6 days a week including holidays and I barely get enough sleep most days.

I think my main reason for saving is so I can stop working when I am fed up and still have enough to survive while waiting, so it is enough motivation to keep saving.

Awesome, it's so sad to see that many demanding jobs don't even pay enough not to talk of well. I'm so sorry you have to go through all that, it can be really difficult to cope. Hopefully your savings can help a lot in mitigating the job situation you're in.

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Hopefully, it does.

People have started taking Chinese jobs?

I need to read more on the topic. But even 31 days of working for them has them falling ill.

I did 1 month in Pediatrics Surgery fell ill and my consultant or boss if you may. was telling me if I leave work the babies I was taking care of would all die.

The Chinese should try that...

Most people are lazy sha and working these days has made it very clear.

In Lagos, Chinese industries are reducing the rate of unemployment but at the expense of health issues due to the tedious nature of these jobs. People working these jobs aren't lazy persay, it's the nature of the job that makes it that way.
Nevertheless these jobs are exploitative but then people have needs and wouldn't care.

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I can't seem to see anything about it on YouTube.

Do you know where else I can read about it?

How much easier and joyful and creative do you think human life would be if all necessities were provided for everyone for free, with no requirement to work?

Necessities can't be provided by everyone for free, something must go for something. It would only be better if it was easier. Or conditions necessary to acquire these necessities were easier.

We are programmed to believe that necessities cannot be provided for free. But what if that programming is incorrect. What if it is by design so fat cats can live in luxury? Are you open to that possibility and prepared to look deeper? If so i can offer info for you to research.

Let me ask another question. If all YOUR necessities were provided for free, with no requirement to work, what would you PERSONALLY do with your time?

I agree I don't earn much but I at least save some money for my emergency needs

Having in case of emergency is totally necessary

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I believe in the spirit of entrepreneurship, no matter how conservative you are, you can never leave a dream life with a 7-5 job.. the secret to a success too me is understand your situation, positioning your self, and exploring opportunities. One can only save when he's averagely comfortable.