Haha, you are not the only confused by this but yet, I'm the weird one for not wanting to spend more than I actually have! I've not been a fan of credit cards and borrowing, it opens up the doors for poor financial behaviours and then a dangerous game of forever being in debt.
I'm getting by but always looking for ways to improve, the spreadsheet really is helping haha! Thanks for stopping by mate, have a great weekend hey!
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I actually love credit cards. They can almost become an income stream if your expenses are high enough. I'm nowhere near that level. But the points and cashback are super awesome :)
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Aha, yeah ok with rewards and benefits like that, they can be good as long as you are able to pay them off I guess. I just hate having to owe someone something, more so the bank because they'll quickly take money away from you like late payment fees but if they owe you something, well... good luck with that haha! Cashback is good though, think I made a tenner last year - not going to turn down some extra sats haha!
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Some cards like Crypto.com Black card have some insane levels of cashback. Too bad I have to stake 100 times my net worth to get those sweet deals: https://crypto.com/en/cards.html
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Thanks for the tip about crypto.com, looks like another site I'm going to have to dive into and have seen it around - 8% cashback Holy shheeeeee!!! That's bookmarked for some perusing tomorrow, I don't really spend much other than on Bitcoin at the moment haha! Cashback on buying BTC? That would be incredible!
Crypto.com card is accepted basically anywhere that accept VISA. You can just use it for everyday purchases.
Nice one, I'll have a look in to it 😃