I've had a few times where I've had unpleasant experiences, and at one bank, when I asked for a loan, I felt, that they think, they were gods. The world was gloomy and heavy, I had a hard time recovering. I was so ashamed. I think the lack of creditworthiness is mostly to blame, that sometimes banks are arrogant. But what can you do, you can't always conjure up the credit rating.
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