These things give us focus of where we still need development. This is why we have to keep discussing the idea of adding value to HBD as opposed to just arbitrage and other market tactics. Those are important but not as the sole vehicle.
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The HBD market is fragmented. I am not sure if bots are running to take advantage of price differences between Upbit and the inner market. There is also the HBD price stabilizer and Polycub bots. We need the whole system to work in a frictionless manner.
HBD would get A LOT more value if it was used as medium of exchange, as the dollar is - you know, going door to door and convincing merchants to accept it and then having people actually make purchases with it. This would benefit the whole Hive ecosystem. Of course this is at odds with a 20% APR on savings, which is a HUGE disincentive to spend ... So first the witnesses should annuonce that the rate on HBD savings would gradually go down to perhaps 4,5 or 5% and start implementing this and then a couple of desirable products should be made purchasable in HBD (with some kind of cashback as incentives perhaps). Hive is an excellent payment infrastructure with 3s block time and 0 tx fees but the 20% APR on savings discourages payments