This chat bit is interesting. Finance is not my strong point, but my area of expertise is Japanese poetry and history. So I asked many questions and chatted with the bot a bit. It made a lot of mistakes and gave a lot of outright wrong info.
I think there is no true intelligence here. They have yet to crack that problem. So it can gather info, combine and spit it out, but it doesn't actually understand any of the info, so it can't make any actual connections unless there is a keyword to link.
So we don't yet have Star Trek's Data who can explain everything to us. Instead what we have is a more interactive Google, one that doesn't give you its sources. It's very interesting so far, but not especially useful at this point. Well, except for an essay writer. Kids are going to love it for writing their school papers. Good teachers who actually know their stuff won't give any paper it spits out a good mark, but... most teachers aren't actually that good and this chat bot will fool a lot of them, so there's a win for lazy kids!