A good point raised, and I advice not to loan money if the lender can't outsmart the debt. Most times the negative aspect has been discussed than the positive side of it.
Life sometimes is what makes debt looks bad because of it ups and down, you don't know what awaits you after getting the loan. Thanks for the mention, I'm glad my post inspired you somehow
Yes, that is why you have to put good measures in place before taking a loan.