I do a little bit of both to be honest. There is a max limit you can invest through the year anyway, so that kind of puts a damper on things, but I am usually quite a bit below it. I definitely agree it feels like you are aiming at a moving target with the lump sum method.
You are viewing a single comment's thread from:
When i was working in had few SIP and it went well ..it gives a disciple approachbto saving....now it try to invest lumpsum as and when get some cash in hand...
I do most everything via SIP. It just makes sense and once you get used to it, you don't even miss the money. My employer does a single lump sum investment for me each year as part of my contract.