I get the feeling that one of the reasons things aren't easier and automated, is because it codifies it and brings in more transparency - which is counterproductive to making more money. It is like the voting systems where people complain about "fake voting" yet, a blockchain like bitcoin or Hive manages it perfectly, without a single error.
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Blockchain best option for voting, referendums, registers where nothing is malleable to select few.
Unfortunately big corporation, governments, banking fraternity are trying extremely hard to manipulate blockchain into a technology they still benefit from.