Organised! I hope you have the will power to stick to it! retirement is nothing to fear, throw off the shackles.
I was going to retire in 2024, but my days of being a salary slave ended in 2017, when I walked out, head held high my professional integrity intact.
Then....I had a plan, LOL. It didn't last long. Now just living the dream. leaving all my financial decisions to my IFA. (who is good, very good) and I just go about my life spending the kid's inheritance...back of the net
Sounds ideal...
Nothing left for the kids!
LOL LOL LOL