Is there an irreversible explicit opt-out? It would be good to see large accounts proactively disqualify themselves from claiming the refund ahead of time. I'd be more likely to support if I knew bigger accounts could not claim.
I say opt-out rather than an SP cap because we all know that staked and liquid are different: asset rich, cash poor.
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yes there is already a refund proposal in place. It has proposal id: 0, and is already the number 1 voted so currently everything goes back to the treasury.