I use the place of birth scenario in another comment to demonstrate that chance or luck plays a part in life. I could have been born in a economically poor country and my life would have been different, but was born in an affluent country instead. It didn't guarantee I'd be successful, I needed to put in work and effort for that, but it helped being born where I was.
I think it's an interesting topic really, and certainly believe that luck or chance influence life greatly, but should not be relied upon.
Hi Galen, little more to add to your comment, just wish you a great Friday, best regards.