Thanks a lot for your feedback and for taking the time to read the whole thing! You got that right indeed! I figured the 6K+ words could be overwhelming for some readers, so I tried to keep it "brief", but at the same time, I know there is a limit to the total amount of words that I could write in an article, and didn't want to risk a 2 part or exclude information.
The reason why you had to go through all before getting to the meat is that I think it's important to understand the existing features that Hive already has (from my POV), so in a scenario when my thought process is based on incorrectness, the meat would need adjustments as well. For example, I completely forgot about the burning mechanism and added way too much salt to the meat.
I actually started thinking about this "solution" months ago because I was brainstorming for a business that would like to offer monthly pay in crypto to its employees, and with all the rug pulls going on I thought employees are more at risk in the crypto space than employers, while employers would state the other. The challenge/problem was: how can an employee prove to be trustless, and guarantees employees there are enough liquid assets available to guarantee to pay for work in an anonymous space that's based on trustless transactions? Solution: Delegating HBD to an employee both guarantees pay for the employee, as well as guaranteeing that there are enough liquid funds available in the company. The problem: a transparent feature like that doesn't exist.
I'm not entirely sure or enthusiastic about a burning mechanism implemented in the feature, because this could also give long-term unnecessary problems if Hive becomes deflationary. I did think of allocating 0.1 - 0.5% to the DHF instead, as the DHF needs to grow IMO to further protect, secure, and stabilize the network. I believe that those properties should be community choices.
I'm pretty sure people would love using such a feature, especially people who have never used Hive before. Think about next-generation projects that fund start-ups with delegation, without people losing their buying power.