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There's a bug where the soft limit (printing) and hard limit (haircut) aren't aligned. It will be fixed after HF25 (probably next week).

I see.
What do you think of klye's loans and smart chain?

Don't know enough about it to comment.

Trustless secured loans up to 70% of hivepower.
It's supposed to come with a dex and some other things, but it is also supposed to be here by now, sooo,...we'll see what happens after the fork.
Managing all those keys flawlessly has to be a challenge.