Any HBD in your savings (3.5 day lock) earns the APR as set by witnesses, which right now is 20%. The Ledger does not hold it or provide that interest- rather, it is a secure device which allows you to sign for transactions (like moving things into and out of savings to get that interest) which helps you keep your keys safe using true cold storage and without using a browser based solution.
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I see. Ok ty.