True that the day when we can buy things directly with crypto (including paying taxes) will be the real turning point for crypto as currency. Until then all coins do incur significant fees when converting to fiat. But you know, while I can’t speak for others, my experience has been that that opportunity cost is the same or less than other ways I’m charged for moving money. I pay just 3% to go from BTC to cash, which is the same as to send money with PayPal. Though I’m sure this varies a lot, I’m imagining people are still ahead at the micropayment level. Really how could you even send $2 to someone in another country who is without a bank account without using crypto?
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If a person has no bank account, then for sure conditions there are such that crypto is likely being USED as currency there. In that case, absolutely, crypto is the best way to send money, regardless of it being a micro-payment or large sums. I recall watching an episode of the Dollar Vigilante where he visits a country where local currency is practically worthless because of run-away inflation. He said that many people there were using Bitcoin as their preferred currency. So it is being used on a small scale. If only we can get it to the point where it (or preferably some other coin with less gas fee and faster transaction times) becomes a real-world currency adopted by the majority, I believe a lot of people are going to be very pleased.