Yeah, but what happens if a very expensive medical emergency, disaster happens, or you die (God forbid) within those 104 weeks of waiting? The droplets of Steem you'll be getting per week would be of little or no use.
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Maybe it would not be so wise to invest that much money into Steem if you cannot afford medical care without powering down?
Frankly, this is going to depend severely on what country you live in.
@darthnava's personal experience with this is a perfect example.
If I was concerned about immediate liquidity I could buy literally any other crypto. Or invest half in each.
Maybe you are right. Thanks for the chat.
Hope you're doing well, mate :)