You're absolutely right, man. Anyone who finds even the slightest loophole in the system does everything they can to exploit it. That's not right, but it's the truth. I compare it to playing with a tiny hole in a T-shirt with your finger and making it huge. Because it might be so small that no one would notice it, and if you don't touch it, no one will even know it's there. But if you try to stick your finger in it, the T-shirt becomes unwearable.