Great post. It's refreshing NOT to see the typical knee-jerk (aka obvious) response to this sort of question.
One point particular struck me:
Part of the human experience is to give and projects like Kiva kill two birds with one stone for me...Promoting entrepreneurship around the world and giving back!
I have been giving this some exact point some thought as to how we could create Kiva-esque project on the STEEM blockchain. Promoting entrepreneurship around the world perhaps with a dedicated Steemit account and delegation and/or curation trail perhaps leading to a Dapp in its own right. Still mulling around in my own head but welcome thoughts and input!
I'd love to dive into that more. I have been looking for something similar on the blockchain but haven't seen it. The issue is all the logistics and background stuff that goes on in the background with Kiva. Such a massive endeavor. A must read is 'The International Bank of Bob' by Bob harris....Such an awesome story about Kiva.