Yes, 1 in a million chances happen all the time.
But, if your plant in Texas said, someone tripped over the power cord, you'd know that something was fishy. And that is what Wells FarGone has done.
Further, they started limiting withdrawls. And paychecks didn't get sent out. And...
Something definitely smells fishy.
Yes, you have your head in the sand, because when the economy collapses, your need for food in your belly doesn't go on hiatus.
And knowing a hurricane is coming gives you time to shutter up your windows.
So, if you have 3 months of food, and a secure place to hole up, then you are thousands of percent more likely to survive.
The thing about a financial collapse is that at the start, there is nothing threatening your life. And, people have always found some way to begin trading again, so, planning on how to get across that gap when food shipment stops to when food shipment starts again is highly prudent.