Reasons are they are schemes, poor planning on future, people get in doing nothing but the bare minimum, ceo takes money and squanders it away, new folks paying out old folks, I could go on and that only for hyips an rev shares. I have a bigger list for mlms why they don't work and why 98% of the folks fail in them as a result even if the mlm is not a scheme.
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I agree with everything you said 100% as you took the words off of the screen for me, lol!