I believe decentralization is the future for many many business models. People are sick and tired of being screwed over by big companies who don't know when enough is enough in regards to screwing over their customers.
Decentralization is a beautifully pure form of capitalism in that it truly allows people freedom of choice instead of having limited choices for any given service. As you said, it allows the consumer to conduct business without a third party assaulting them with fees and price gouging and the provider (i.e. the big banks).
I'm in the process of closing one of my bank accounts as I am unhappy with their service and I've moved a lot of the funds into cryptos for the time being. It's only a small portion of my net worth but it's a great hedge against fiat currencies and an investment in my own future (at least that's how I see it).
Regarding BTC, who knows what the future holds but I'm holding my investment in it and the other coins I've picked up in the past 2 months because I look at it from a long term perspective. STEEM is also something I've put a good bit of my own money into. I hold most of it in the form of SP (another long term investment).
Great post! Following you now.
Thank you for this amazing comment and the follow. Like you, I'm bullish long-term for BTC just because I have faith in the technology. Also, with the recent Equifax hack, my faith in banks have dwindled given that, at any point, someone as access to all of your information, including SSN. They could literally take loans in your name, and it's up to you to disprove that.
Out of curiosity, what coins have you looked at?