I like Steem a lot, though I'd say it's not really ideal as a payment platform at the moment. The way it's structured, it could be difficult to have a wallet app for it that's secure... maybe though.
In terms of user experience, I'd say Steem has the best in the market by now. Even just having usernames instead of crazy long addresses makes a huge difference. Even so, it has a long way to go. Generally, people just won't accept the idea of "yeah, if you lose your keys/password, that's the end."
I cant speak on the security in the broad sense since im not educated enough on the issues. If you gave me an example or elaborated a bit more i could respond.
My comment was more in regards to Steem being the only crypto on the market that actually has society building potential on top of what every other currency offers.
BTC and all others crypto want to "force" itself into the mainstream society while Steem builds one from bottom up and invites individuals to be a part of it.
Steem, Gab, Minds, MeWe, Brighteon, & Bitchute, are doing pretty good. Bitcoin is mostly like buried treasure. Steemit is my favorite. Yeah, trying to force itself into the mainstream is like trying to force a baby to eat.
Who says, Steem, Gabs, Minds, MeWe, Brighteon, and Bitchute, can not become the mainstreem. The Facecrook, Twitter, Pinterest, cartel, banning lots of people, is a major opportunity for us to grow, and work longterm to replace them. As more, and more people awaken, social media websites, like steem, will keep going from strength to strength, with continuous longterm growth.
Yes, Steem is becoming mainstream. A lot of things are spreading. Like they say in V For Vendetta, you can't kill an idea. It's cancer but in a good way. We still got so much work to do to keep it up, but we are making history.
At this point, to many people are afraid of the price going down, I don't worry, its just the record lows, before it increases in price, to 10-12 usd. Infact, I am taking advantage of this low price, to buy more steempower. I, also heard a lot of major announcements, of a lot of big money, entering cryptocurrency, on December 12th 2018. This is a video of https://steemit.com/@jeffberwick explaining it.
Money Rainbows.
If I had a lot of money, I'd be investing more into Bitcoin & possibly into Litecoin, secondly. My third would be Ethereum.
Yeah, buy low.
Yeah, like a storm. It is risky & it can take many years before the dollar began falling enough in order to cause cryptocurrencies to rise.
America
Bitcoin is mostly down now as the dollar is up, currently, because of the American economy has been rising a whole lot in 2018.
Sure. What I meant was, if you want to use Steem from your phone and spend it, you'll have to have your private key ready to use on your phone. With other cryptos, you can just have another wallet with a small amount of funds in there, but with Steem it's not always so easy to make another username.
Yes, there's definitely a lot of potential to build stuff on top of Steem, and it's brought a lot of newbies in with a UX that's more familiar.