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So, we should apply for a loan when BTC hit $2500-3000?

Pretty much . Probably should of put a sell everything you own at $1k lol.

when moon?

Moon will be after dip, it just depends how deep it goes and how cheap BTC gets. Moon will then be many more X's than previously expected. If N is number of X's and D is Discount then N is in proportionate to D in terms of increase. In simpler terms: Bigger discount = more lambos.