
1. Anybody can become a millionaire on a middle-class income
You just need to follow the evidence

- Real estate doesn't outperform
But it can work if you use leverage
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- Spending habits are key
Not income

- Estate planning
Is key for wealthier people

- Negotiation
Is the easiest way to increase your income quickly
If you invest that income, it will indirectly be huge
- Use cash
Most people spend less money if they need to physically give over an object