Equifax has failed to protect the personal data of the millions of people for which it presumes to have authorization, and you're concerned about whether digital cash replacements such as Monero are legit? It's time to stop trusting legacy credit authorities and take control of your personal finances. Lenders keep proving that all they can do is give you a random credit score number every year whilst giving away your secret personal information so that anyone else can become you.
Can we stop this now, and adopt something better for civilization?
"Data Breaches are on the rise. Be prepared. You'll feel safer with Equifax. We're the leading provider of data breach services" http://www.equifax.com/help/data-breach-solutions/