I also hate ripple. Mostly because I worked 3 years at an investment bank, my prediction is ripple will from this point forward never exceed $2.00USD and never go under $0.005. I don't base this on anything other than my hatred of centralization and large corporations love of it. I understand the need of some centralization for certain cases, but ripple seems like an attempt to muscle into the CC market on the part of the banks.
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