Chief Executive Officer (CEO) Twitter, Jack Dorsey, meramalkan bahwa bitcoin akan menggantikan semua mata uang dunia dalam 10 tahun ke depan. Namun, calon Gubernur Bank Sentral AS San Francisco, John Williams, tidak setuju dengan prediksi Jack Dorsey tersebut.
Dalam pidatonya, John Williams menjelaskan bahwa bitcoin tidak akan pernah bisa menggantikan uang kertas. Seperti banyak orang yang mempertanyakan kegunaan bitcoin, William menuturkan bahwa uang digital sifatnya fluktuatif sehingga sulit untuk membayar harga yang tepat untuk suatu barang tertentu
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