RE: Are You Committing This Crypto Investing Sin?

I think it’s time we all get off the lawn of Ripple, Stellar, just to name 2, i could name over 100 other cryptos. MarketCap or not, many of these coins/tokens are pointless unless they BETTER a system then we already have, REALLY. People in China are already transferring funds between one another through an App called WeChat. Yep, Ohhh, and by the way they are not even using Cryptocurrency Tech to achieve it.. Good old FIAT, to the rescue.. Yes, a real world user case with real users, OMG, MoonSHOT...! Not even Ripple is anywhere close to that, is any other crypto. Even good old Facebook could not crack that market, China. Are You Committing Investing Sin?, in general..!

We can all continue to fall down this rabbit-hole, as long as we like. What are we actually looking to achieve from all this, and why are we converting are hard earned money to this other medium.

To make a fast dollar, from gains we have never seen in any other market, in are own lifetime
Are we really in it for the tech..?
What is that Tech hoping to achieve..?
a. A faster more efficient transport layer, coupled with trust. Something like TCPIP, Generation 2 (A communication layer that is also a currency. So, we need to pay 12cents to send 200bytes.)

b. A more trusted and organised why for business and community’s to manage data, database design. (A database coupled with a currency..? A database we need to pay to have are information stored and retrieved.. WHAT..?)

c. A way of crowed sourcing funds to pitch new idea’s or new company’s direct to the consumer, with out the need of VC’s and other centralised tools like Kickstarter.

d. Decentralising banking system, so we all are responsible storing and transmitting are own money to one another (is this a free service we all contribute to, or a payed service, like we pay a bank already for..?)

It all seems like a way of cuppling a unit of value to services we all are using vertically for free, right now.. Please think about that, PLEASE.. The world should becoming more connect and free, not the other way around...!