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I have a great working relationship with a local dealer and get silver rounds at a great price. Naturally it's above "spot" but that only makes sense as that is a bulk price. Also find it at garage & estate sales for under spot all the time. Another way to pick it up cheap is to be the "dealer" and run ads for buying silver. I pay under spot and get large amounts this way.

Think I just found a blog post topic...lol