Take your emotions out of it. Since you have seen Ripple sky rocket, you might consider hanging on for the ride, then let go when you are high. It is being adopted by more and more banks, so it will probably continue to skyrocket.
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Don't confused "emotions" with principles... Buying Ripple is funding the NWO, the potential enslavement of all of humanity by satanic globalists. The Association of Credit Unions in America is NOT adopting/using Ripple XRP.. Tenx if I remember correctly ..