Layer 2 solutions might be available in 2-3yrs, maybe. I'm just waiting for Coinbase to add STEEM someday. Direct on/off ramp to fiat and no transaction fees on STEEM. No need for most average people to touch BTC at that point.
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The day they do that, their site would go down for 24-48 hours because of all the massive adoption from the public lol I can deal with that though.