I always liked crypto as a small investment. But if you tell me my 20-30 yrs of labor in my pension will now be paid crypto makes a me unhappy camper. I will feel a lot better with gold, silver and crypto in equal parts.
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I think at first your pension will be paid in U.S. Dollars. Pensions will just invest in the crypto industry to get much better returns than Wall Street has given them. As far as when we all start to get paid with crypto currencies is hard to tell. Perhaps 5 to 7 years from now. Even then, we may have an option to receive payments in U.S. Dollars or in crypto such as Bitcoin or Litecoin.