I don't think we have seen crypto meet anything like its potential for real use. Most of the growth is driven through speculation for now. It's still new technology, so let's give it a chance. I think a lot of the people behind it want to change the world.
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Funny detail: in development nations crypto startups are actively invested in by telcos [with startup funds]. Because the unbanked ones.
If telcos decide to invest you know stuff is real. Even more so in development nations where mobile payments/remittances still happens via SMS because for many the telco wallet is the only bank account they have.
Some nations don't have the same banking networks we do and there may be less trust in such corporations. Crypto seems a perfect fit for them