I own some precious metal, some crypto and we try to hold cash in USD.
Being on the lower end of the income scale, all of these holdings are relatively small.
But I like the prospect that crypto has simply because it is another disruptive technology.
Remember some of the "experts" predicted that the internet would have about as much impact on the economy as fax machines.
I look for coins that have some use in the real world, and that are still cheap, hoping that those few hundred coins purchased at $0.04 can multiply in value in the future.
Oh yeah, at some point the crypto market will have an effect on traditional markets, and vice versa hehe.