Your article caught my attention because I have recently spent time thinking about what it would be like to be 100X more wealthy...
Specifically, I conjectured on steem going to $100. I don't see this as being beyond the realm of possibilites. A number of altcoins have broken through the $100 milepost; Ether, Zcash, Gnosis, Dash, for example. They all have different stories than Steem, but the only point I'm making is that $100/token is not impossible for an altcoin like steem which has a very big, active community, open source and many other edges over those $100 tokens.
While having $100,000 after taxes etc. sounds great, in reality it is not a ticket to financial paradise. If I'm frugal, I could buy a car, do a little traveling and have a nice savings account.
I'm 68 so health insurance is expensive and a stint in the hospital for an illness could wipe out much of the $100,000.
Finally, I do think it is wise to envision having a great deal of wealth because studies have shown that thinking about something helps in making it become a reality. I plan my tax returns, how much to save, where I want to keep it and whether I would want to continue with Steemit if there was a windfall profit. Who, just last year, thought Bitcoin would hit $2300 by this June?
Allow me allay some of your fears...
one satoshi would be worth $0.01. That means that if you spent $50 of your paycheck to invest into cryptocurrency, you would only be able to afford a few alt coins with it. Don't even dream about buying a STEEM coin!
Even if Bicoin Core staunchly sticks to haveing the Satoshi as the smallest unit, times will change. There will be inventions like Shapeshift's Prism where you can manage an altcoin portfolio without actually owning the coins. It would be trivial to create units smaller than the Satoshi for trading small amounts of Bitcoin via smart contracts.
think about all of the pumps and dumps that will occur.
Indeed there will be zillions of P&Ds as there have been all along even in the traditional stocks and bonds arena for centuries. By all means watch out for P&Ds, but it's like dog feces; you watch where you step but you don't make avoiding it a big deal.
Good luck in your financial life! Let's hope Steem goes to the moon...Or how about even to Mars!?
lol! I hear you. Only time can tell what happens how cryptocurrencies evolve. Steemit is a good platform and I welcome whatever direction it takes as long as it remains its focus on the users: us. I keep hearing that we're still in the early post pubescent stage of crypto and it excites me to no end. :)
To me, "early post pubescent stage of crypto" is way off; more like it is embryonic! Ask 50 people if they ever heard of Bitcoin, the grocer, drug store clerk, cab driver, cousins,etc. and see if anyone ever heard of it . Then subtract the ones who really didn't but did not want to sound dumb. I've done it and am amazed at how un-mainstream cryptocurrency really is. And we are not talking the more obscure altcoins either, but Bitcoin the leader.
I'm really excited too! Spend most of my time at it. It is already a vast world where no-one knows it all. The trick, as I see it, will be to find your niche in the cryptocurrency ecosphere and mine it (pun intended) to your advantage.