I am currently going through the process of setting up a self-directed IRA to be able to invest retirement money in cryptocurrencies. It is a HUGE hassle with loads of fees and it's really shown me how hard it is to actually invest in crypto right now.
That's a great thing for people like us who are investing now, because it WILL become easier, and when that happens (very soon it seems) then I suspect that huge amounts of money will start coming in.
That's why I don't believe when people say bitcoin/crypto is in a bubble right now - there's no way it can possibly be a bubble if not that many people are able to even invest in it. Once the flood gates open, then it will end up being a bubble - but it will probably have gone up 10, 20, maybe even 100x by then.
I'm just hoping STEEM stays under $0.90 until my funds clear :-)
Yep, those are my thoughts as well. Nicely said!