This conversation will enter the mainstream over the next couple years. There are many advantages to crypto while also having some drawbacks. Nevertheless, when people see other countries encountering trouble like Venz did, it will wake people up.
Cryptos are going to keep going up. I believe the next stock market crash will really awaken some people. It is already ridiculous when you consider the market is flying at 20% yearly gain, yet in the crypto world, that is a morning.
Governments of the world do not realize their existence is threatened by the blockchain. Cryptocurrency is just app an on that chain which goes after the fiat that they institutions relied upon. There is nothing they are going to be able to do to stop it. In the end, crypto will outlast any central bank currency.
Well, I believe the way a portfolio should be structured should be 3 tiered. On the short term, you will still have to make fiat money to pay your daily expenses. Investing in p2p lending seems to be a good way to get around inflation based economics since the banks are not going to pay you sufficiently a high interest rate for keeping your money with them. Medium term strategies should still be the stock market since all the money is still eventually going to end up with large MNC providing real goods and services. I would say crypto-currency will still require a couple of years for real mainstream adoption.
Anyhow, I still see cryptocurrencies as a more efficient monetary vehicle compared to fiat.