You do have a point and I had missed the fact that they instantly convert your coins to the local currency which makes it much more attractive in the short term. I am completely new to all of this and trying to learn so thanks for the chat, it helped!
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You're welcome. I have something called the 'shift card'...a type of Visa debit card.
it debits my crypto account at the point of sale.
works just fine ..no one would know I'm paying in bitcoin unless I told them..
but it's a visa card..
thanks for stopping by @everittdmickey, I never heard of 'shift card' going to look that up now